Disclaimer
Intellectual Property Rights
You have entered the web site of the Insular Life Assurance Co. Ltd. (Insular
Life). By using our web site, you accept and agree to be bound by the terms and
conditions hereinbelow stated, which may be updated or revised any time.
All materials contained herein, including but not limited to the trademarks, service
marks, trade names, logos, icons, and images are proprietary to Insular Life, and
are duly protected by the Intellectual Property laws of the Philippines. The use
of the foregoing is strictly prohibited unless the prior written consent of Insular
Life is obtained for such purpose.
Limited Purpose of the Web Site
The contents of this web site are intended for general information only. Insular
Life does not warrant, expressly or impliedly, the merchantability or fitness of
any material for any particular purpose. Nothing herein shall be construed as an
offer to buy or to sell any products or services. Neither shall any content be construed
as providing any financial or legal advice. The Insular Life products are subject
to the terms and conditions of the applicable agreements, contracts and documents.
Should you have additional queries or need advice on our products and services,
you can contact us at our Home Office or at the District Office near you, or through
any of our authorized representatives.
Non-Warranty and Non-Liability
Insular Life exercises reasonable efforts to provide accurate, complete and updated
information on this web site. However, it does not warrant the absence of errors
or omissions, defects, viruses or other harmful components of any material or functions
contained therein. Insular Life shall not be liable for any direct, indirect, consequential
or punitive damages resulting from accessing or browsing this web site or from using
or downloading materials herein, even if Insular Life or any of its authorized representative
has been advised of the possibility of such damages.
Restrictions on Use of Materials
Materials displayed on this web site may be downloaded for the personal use of the
user, provided that all copyright and proprietary notices on the materials shall
be retained. The reproduction, republication, distribution, transmittal, reuse,
repost, or the use of the materials for public or commercial purposes, including
the text, images, audio and video without Insular Life's written permission
is strictly prohibited. Insular Life disclaims any liability resulting from the
foregoing prohibited acts.
Jurisdiction
Insular Life does not represent that the materials, products and services contained
in this web site are appropriate available for use in all locations or jurisdictions.
No product is intended to be sold or offered in jurisdictions that disallows the
sale or purchase of such product.
Confidentiality
Insular Life shall not, subject to specific lawful exceptions, disclose or release
to third parties any personal data or information given or transmitted through the
internet. Neither shall Insular Life use said personal data or information for purposes
other than what are described in this web site. However, due to the nature of the
internet as an unsecured medium of communication, Insular Life does not guarantee
the privacy or confidentiality of the personal data or information given or transmitted
by the user. Insular Life shall not be held liable for damages for any loss of confidentiality
of any information transmitted herein.
Links
This web site may be linked to other web sites to which Insular Life does not give
its approval or endorsement. Insular Life does not warrant the absence of errors
or omissions, defects, viruses or other harmful components of any material or functions
contained in said web sites, and neither shall it be held liable for any direct,
indirect, consequential or punitive damages resulting from accessing or browsing
said web sites or from using or downloading materials therein.